Making Mortgages Simple and Fast.
We help you secure the best rates and close quickly. Select your loan type below to get started with your homeownership.
Office Hours Mon-Fri: (10am - 5pm) Sat-Sun: (Closed)
Contact Us +1 562 584 2960+1 562 281-9010
Address 18000 Pioneer Ste #202, Artesia, CA 90701
Get Mortgage Quote
Unlock your path to homeownership with ease. Let us help you find the perfect loan customized to your needs.
Get A QuoteThe Realty King Mortgage Advantage
We know the area and the market and we're part of your community, not a bot on the net.
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Your Partner for Mortgages, Loans, and Financial Solutions
At Realty King Mortgage, we put you first. You’re never just a number here. Instead of forcing you into rigid formulas, we use real-world solutions to find the perfect loan for your needs.
Go Beyond With Realty King Mortgage
Helping Families Achieve Homeownership
Trusted Lender Partnerships
Serving Local Communities
Making Dream Homes Happen Daily
Buying a Home Can Actually Be More Affordable Than Renting
With the right loan options, your monthly mortgage payment can be comparable or even lower than rent. Let's find the best options for you.
Meet the Team!
Guiding you to smarter financial solutions.
Bikash Siwakoti
CEO / Broker, NMLS-2186534
Jiya Siwakoti
Processor
Need Help? Find Answers To Our Popular Questions
To qualify for mortgage, you'll need to meet certain requirements, including a stable income, a good credit score, and a down payment. Lenders will also look at your debt-to-income ratio. If you're unsure about your qualifications, we can help guide you through the process and find the best options.
Yes, it's possible! While a higher credit score can open doors to better rates, there are loan programs designed for individuals with lower credit scores. We can help explore your options and find a loan that works for you.
A common misconception is that you need 20% down to buy a home. There are many loan programs that allow for much lower down payments, especially for first-time homebuyers. Our team will help you explore all your options and find the right one for you.
Pre-qualification is a basic estimate of how much you can borrow based on the information you provide. Pre-approval, on the other hand, involves a more thorough review of your finances and gives you a stronger edge when making an offer on a home.
First-time buyers often qualify for special programs like FHA loans or down payment assistance programs. These can help lower your upfront costs and make homeownership more affordable. We can help you choose the best mortgage for your needs.
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Discover the Perfect Loan For You
Fixed-Rate Mortgage
Predictable payments with consistent interest rates.
Adjustable-Rate Mortgage (ARM)
Low initial rate, adjusts periodically over time.
FHA Loan
Low down payment, flexible credit requirements.
VA Loan
No down payment, exclusive for military members.
Jumbo Loan
Financing for high-value property purchases.
Rate-and-Term Refinance
Adjust loan term or rate for better savings.
Cash-Out Refinance
Access home equity for cash when needed.
Cash-In Refinance
Pay down balance to secure better terms.
Streamline Refinance
Simplified process for existing FHA or VA loans.
Debt Consolidation Refinance
Combine debts into one manageable monthly payment.
Permanent Loan
Long-term financing for commercial property purchases.
Bridge Loan
Short-term loan to bridge funding gaps.
SBA 504 Loan
Fixed-rate financing for owner-occupied properties.
SBA 7(a) Loan
Flexible financing for high-risk commercial needs.
Construction Loan
Funding for building new commercial properties.
Take The First Step Toward The Right Mortgage
Featured Post
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- September 16, 2021
- 10 Comments
10 Ways To Get A Mortgage Without A Credit Score
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8 Ways To Make Your Home A Smart Home
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Refinancing Your Home No Doubt About Anything
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